Products & Services

Tailor-made Business Solutions for Small and Medium Enterprises
Account Options
Current Account	Account with Checkbook facility. We also issue Capital Letter for the purpose of registration of companies under formation.
Time Deposit	We offer Deposits for various tenors at attractive rates in multiple currencies.
Call Account	Multi currency account which can earn interest.
Credit Facilities
Check/Bill Discounting	Facilities against post dated checks and bills.
Term Loans	A term Loan offered to new & existing customers.
OverDraft	An overdraft facility specially designed to offer you the liquidity, which allows you to draw on funds in excess of the amount on deposit and it is commonly used by businesses as a way of making their working capital more flexible.
Trade
Letters of Credit	Stand By Letter of Credit (SBLC). Letter of Credit (LC) Sight and Usance.
Guarantees	Bank Guarantees, Labour Guarantees, Advance Payments and Performance Bonds.
Cash Management
Telex Transfers	Telex transfers in both local and foreign currencies.
Bank Drafts	Bank drafts made out for easier payments.
PDC Management	Management for post dated checks
Salary Transfers	Service to transfer employees’ salaries through WPS
Foreign Exchange (FX)
FX Services	Spot and forward transactions.
Additional Facilities
Service Desk	NBAD-Business has a separate and specialized team of highly experienced service desk personnel catering to the everyday banking needs of clients. The service desk operates from Saturday to Thursday between 8 am to 4 pm.
Relationship Manager	Each NBAD-Business Customer has a dedicated Relationship Manager catering to their financial needs.
Remote Banking Channels	Internet Banking, Secure Fax Banking, Debit Card & Phone Banking.